Last Update:
March 4, 2024
Published:
April 10, 2019
Fundonomy Financial LLC, its partners, affiliates, and service providers (“Fundonomy”, “Us”, “We”, or “Our”) respect the privacy of your information and understand it is sensitive in nature.
This Policy explains how We collect information about you, how it is used, kept, and disclosed, directly or indirectly in connection with your use of www.fundonomyfinancial.com (“Website”), and the services provided by Fundonomy (“Services”).
This Policy may undergo changes or amendments from time to time, so we encourage you to return to our website and/or this page occasionally to check for updates.
We collect the following types of information from you (including public records) in connection with your use of the Website, our Services, through public records, and directly or indirectly through our partners:
Identifying information: which may include, but is not limited to your real name and/or alias, mailing address, Social Security number, driver’s license number, passport number, state or government-issued identification number, signature(s), e-mail address(es), and phone number(s);
Professional and employment-related information: such as your current and previous employers, job titles, responsibilities, assets, income, and other information related to your work history and/or prospective employment;
Education information;
Audio, electronic, and visual information: such as records of calls to or from customer service centers, and/or video surveillance information;
Commercial information: which may include, but is not limited to: written/digital records of personal property, products or services, financial institution information (such as account balances, payment history, account activity, bank account information, etc), information from credit reporting agencies (such as credit application and credit checks), and/or other consumer histories or tendencies;
Geolocation information: such as GPS data, locational data based upon your IP address, cell network data, and/or other similar locational data which may be collected from devices including your mobile phone, tablet, or computer;
Internet and network activity information: such as online identifiers (including cookies and Internet Protocol “IP” address), browser type, internet service provider (ISP), referring pages, operating system, date/time stamp, clickstream data, and device data (platform, version, and other device characteristics); and
Miscellaneous information (related to characteristics protected under applicable state and/or federal laws): which may include, but is not limited to: date of birth, gender, race and ethnicity, nationality, marital status, military service and other financial, medical and health insurance information.
In the event that you provide, or make available, any information about any business personnel, administrators, employees, owners, and other authorized persons you must first obtain their consent to disclose such information to Us and inform all such other persons of the terms of this policy.
We collect the information from the following categories of sources:
Our applicants, prospective and existing customers, and their authorized agents, including via our Website, mobile application(s), telephone, SMS message, postal mail, social media, forums and message boards, live chat, chat bot, or other means;
Our affiliates, which may include our subsidiaries;
Our service providers, which may include customer relationship management providers, analytics providers, website hosting providers, risk and verification service providers, systems administrators, and communications delivery services;
Non-affiliated companies with which we have a business relationship, which may include referral, promotional, and joint marketing partners;
Other third parties, which may include technology companies, social media platforms, other websites and mobile applications, online advertising partners, state department of motor vehicles (DMVs), and other data suppliers; and
Publicly posted information about you or otherwise provided to us from other third parties, which may include review platforms, public forums, and testimonial websites.
The information that we collect may be used in any of the following manners:
To operate, maintain, improve and provide to you our Services;
To develop, administer and improve our Website;
To facilitate communications and process transactions in connection with marketing, advertising, underwriting, account maintenance and collections;
To verify your identity and conduct appropriate diligence (including, but not limited to, background checks) when determining eligibility for Products within our lender network;
To better understand you, personalize your overall experience, and improve customer support (such as better responses to your individual needs, service requests, to send communications and notifications); and
To fulfill legal requirements/obligations and protect against illegal or prohibited activities (including but not limited to fraud).
We will retain your information for as long as your account is active or as long as reasonably useful. We will also retain and use your information as necessary to comply with legal obligations. We will share your information only in ways consistent with this policy.
Security is a top priority when it comes to maintaining our potential or existing customers’ information. We utilize a comprehensive set of practices, technologies, and policies to help ensure your information is secure. All our communications and processing occur through Secure Socket Layers (SSL) technology, which ensures such information is encrypted and secure. Such information is stored in our secure database in an encrypted format only accessible to Fundonomy employees and representatives with special access rights, all of which are required to keep the information confidential.
To help prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
While we strive to protect your information and use commercially acceptable means to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. Therefore, Fundonomy cannot ensure or warrant the absolute security of any data or content you transmit to us.
In the event of a suspected breach of the security of your information, we will, to the extent required by law, notify you so you can take appropriate protective steps and inform you of the steps that Fundonomy is taking concerning any such suspected breach.
Like most platforms, we use tracking technology (i.e. cookies) which helps make our Website and Services more efficient, user-friendly, and secure. Cookies are small text files that are stored on your device and used by your browser. These files do not contain viruses or malware, will not harm your device, and are often automatically deleted at the end of your session.
If you prefer not to accept cookies, you can opt-out in any of the following ways:
By browser: Most browsers allow you to a) require that the browser notifies you and lets you choose whether to accept or reject cookie(s), 2) disable existing cookies, and/or c) set your browser to automatically reject cookies. Please note that if you wish to reject cookies across multiple browsers, you will need to do so on each browser on each device that you use.
DAA: The Digital Advertising Alliance (DAA) offers tools to opt out of receiving interest-based online advertisements from parties that participate in the DAA program. Visit http://www.aboutads.info/choices, or http://www.networkadvertising.org/choices/ and follow the instructions provided to place an opt-out cookie on your device.
While blocking cookies will not prevent you from accessing and using our Website, it may negatively impact your experience. Additionally, you may still receive ads, though they should not be based on your interests.
We may provide your information to our trusted third-party business partners (including, but not limited to, our lender partners, referral partners, and marketing affiliates) who assist us in conducting our business, servicing your account, and operating our Website, so long as those parties agree to keep your information confidential.
Below are the following categories of third parties with whom we may share your information:
Affiliates;
Our service providers, which may include advertising and marketing companies, social media companies, technology companies, fraud prevention agencies, and credit bureaus;
Entities with which we have a business relationship, including, but not limited to, our partners and lender network; and
Any other third party with your consent to do so.
We may also disclose your information:
As required by law, such as to comply with a subpoena, judicial, administrative order or warrant, and/or any similar legal process or obligation;
When disclosure is necessary to a) protect our rights or the rights of third parties, b) protect our property and safety or the property and safety of others, or c) investigate fraud or respond to a request from a government entity or agency;
In connection with the sale of delinquent debt for collections purposes; and
With third parties in de-identified or aggregated form for marketing, advertising, research, or other business purposes.
In the event that Fundonomy is involved in a merger, acquisition, transfer, auction (including a bankruptcy proceeding), or sale of all or the majority of its assets or equity, or of assets related to the divestiture of a particular division or product, in connection with such a transaction.
We do not knowingly collect information for anyone under the age of 18. If we learn of such information, our policy is to delete such information as quickly as possible. If you believe we are in possession of such information, please do not hesitate to contact us.
If you’re a resident of the state of California, subject to applicable law, you have the following rights under California law with respect to the information we’ve collected through your use of our Website, use of our Services, or by communicating with us electronically, in paper or in person. This information does not include publicly available information or information that has been de-identified, aggregated, or in a form that is not capable of being associated with or linked to you.
Right to Know: You have the right to request what information we collect, use, disclose, and/or sell, as applicable.
Right to Delete: You have the right to request the deletion of the information that is collected or maintained by us.
Right to Non-Discrimination: You have the right not to receive discriminatory treatment by us for the exercise of your rights.
Your rights are subject to various exclusions and exceptions under applicable laws, and are also subject to our being able to reasonably verify your identity and authority to make such requests.
Our Website may offer links to the sites of other companies. These sites are not subject to this Policy and we have no control over their content. We are not responsible for the privacy and information practices or consent of such third-party websites. We encourage you to carefully review the policies of these sites before providing any information.
Out of respect for your valued privacy, you may choose to stop receiving communications from us (including, but not limited to: our newsletter, marketing emails, phone calls, SMS messages, and alerts). If you wish to opt out of receiving communications from us, you may do so in any of the following manners:
By following the unsubscribe instructions in these correspondences
By accessing the email preferences in your account settings page
By emailing our support desk: support@fundonomyfinancial.com
By calling our main phone number: (305) 204-5899
This Policy may undergo changes or amendments from time to time, and we encourage you to regularly return to this page occasionally to check for updates. In such event, your continued use of our Website and Services shall constitute your acceptance of an update, change or amendment to this Policy.