Last Update:
March 18, 2026
Published on April 10, 2019
Fundonomy Financial LLC, together with its partners, affiliates, and successors (“Fundonomy”, “us”, “we”, or “our”), respects the privacy of your information and understands that it is sensitive in nature. This policy describes the ways we collect, use, share, and protect your information while using our website, including any subdomain thereof (the “website”), any mobile application, or services provided by Fundonomy (collectively with the website, the “services”).
Please read the following Privacy Policy carefully. The terms of this policy are also incorporated into Fundonomy’s Terms of Use. By using this website, you agree to be bound by, and comply with, this Privacy Policy.
We collect information from you in connection with your use of the website and our services, directly or indirectly through our partners. “Information” generally means information that may be used, alone or in combination with other information, to personally identify a business or individual.
This information includes, but is not limited to:
Information you provide — When you use Fundonomy’s website, including applying or inquiring for our services, you will generally be required to provide personally identifiable information which may include your real name or alias(es), e-mail address(es), mailing address(es), phone number(s) and Social Security number, as well as financial information, which may include income, employment and bank account information. You may also have to provide specific documents to verify the information that you provide.
Information from your use of the website — We may collect additional user behavior information during your use of the website. This may include device information (such as your IP address), log information (such as pages visited), location information (such as your geographical location), and other information (such as cookies and anonymous identifiers).
Information from third parties — We may also collect information from third parties regarding our transactions and experiences with you (including your payment history) or automatically through cookies and other technologies (as defined below under “🍪 Cookies”). We may combine this information with information we already have about you to determine eligibility for our services, to create or offer personalized products and services for you, or for similar purposes.
If you provide, or make available, any information about any business personnel, administrators, employees, owners, and/or other authorized persons, you must first obtain their consent to disclose such information to us, which includes informing all such other persons how we process information and all other terms of this Privacy Policy.
Information does not include publicly available information or information that has been de-identified, aggregated, or in a form that is not capable of being associated with or linked to you. We will retain your information for as long as needed to provide you services or as necessary to comply with our legal obligations and our backup, archival, and audit procedures.
The information that we collect from you may be used in one or more of the following ways:
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To provide, operate, maintain, and improve our services to you;
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To develop, administer, and improve the website;
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To verify your identity and conduct appropriate diligence (including, but not limited to, background checks);
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To detect and guard against potential fraud, identity theft, security incidents, or other illegal activity;
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To better understand you, personalize your experience & improve customer support;
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To enable our service providers and third-party lending partners to provide you with services and process transactions, such as funds transfers, billing, payments, and collection activities as needed;
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To send you regular communications, including information and updates on active engagement agreements or accounts we’ve facilitated;
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For our marketing purposes, to offer our services to you;
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To enforce agreements with you; and
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To fulfill legal obligations (respond to subpoenas, court orders, government or regulatory requests) and to establish, or exercise, our legal rights or defense against legal claims.
Additional uses are outlined in subsection (B) of the section below titled California Privacy Rights. We will share your personal information with third parties only in the ways that are described in the policy.
We may provide your information to our trusted third-party business partners (including, but not limited to, our lender partners, referral partners, and marketing affiliates) who assist us in conducting our business, servicing your account, and operating our website, so long as those parties agree to keep your information confidential.
Below are the following categories of third parties with whom we may share your information:
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Affiliates, subsidiaries, agents, and advisors;
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Our service providers, which may include advertising and marketing companies, social media companies, technology companies, fraud prevention agencies, and credit bureaus (as permitted by law);
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Entities with which we have a business relationship, including, but not limited to, our lender partners and loan servicers;
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Companies that we plan to merge with or be acquired by, or companies we plan to sell, divest, or transfer all or a portion of our services, assets, or equity to;
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With third parties in de-identified or aggregated form for marketing, advertising, research, or other business purposes;
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Law enforcement, government officials, or other regulatory agencies, as required by law, to fulfill legal obligations (respond to subpoenas, court orders, government or regulatory requests) and to establish, or exercise, our legal rights or defense against legal claims; and
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Any other third party, with your consent to do so.
To be crystal clear, Fundonomy DOES NOT rent or sell your information to third parties. We only share your information with third parties as described above.
Fundonomy is wholly committed to safeguarding your information. We utilize a comprehensive set of industry practices, technologies, and policies to help ensure your information is secure. We store all information in a secure, off-site, hosted environment, in an encrypted format, accessible only to Fundonomy employees, representatives, and service providers with special access rights. Fundonomy also employs Secure Socket Layer (SSL) certificate technology, which encrypts all data entered on the website and ensures a secure connection.
While we strive to protect your information using all available resources, no method of transmission over the internet or electronic storage is 100% secure. Therefore, Fundonomy cannot ensure or warrant the absolute security of any data or information that you transmit to us.
In the event of a suspected breach of the security of your information, we will, to the extent required by law, notify you so you can take appropriate protective steps and inform you of the steps that Fundonomy is taking concerning any such suspected breach.
Like most platforms, we use cookies and similar technologies to store non-personally identifiable information, which helps make our website and services more efficient, user-friendly, and secure. Cookies are small text files (including web beacons, clear GIFs, and pixel tags) that are stored on your device and used by your browser. These files will not harm your device and do not contain viruses or malware.
Most browsers accept cookies automatically, but can be configured to require that you be notified and given the choice to accept or reject cookies, disable existing cookies, or automatically reject cookies. Generally, you can find information on how to turn off or modify your browser’s existing settings regarding cookies by visiting your browser’s “Help” section in the toolbar.
While blocking cookies will not prevent you from accessing and using our website, it may negatively impact your experience. Additionally, you may still receive ads, though they should not be based on your interests. Please note that we are not responsible for the effectiveness of, or compliance with, any third parties’ opt-out options or programs.
This website is intended for persons 18 years of age or older. We do not knowingly collect information from anyone under the age of 18. Accordingly, the provisions of the Children’s Online Privacy Protection Act do not apply to the website. We strongly encourage all parents and guardians to talk to their children about online safety and privacy and to monitor their children’s use of the internet and mobile applications.
If we learn of such information, our policy is to delete it as quickly as possible. If you believe we are in possession of such information, please do not hesitate to contact us.
This section applies to any California residents about whom we have collected personal information from any source, including through your use of our website, by using our services, or by communicating with us electronically, in paper correspondence, or in person (collectively, “you”). For purposes of this section only, “personal information” means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California resident or household. Personal information does not include publicly available information or information that has been de-identified, aggregated, or in a form that is not capable of being associated with or linked to you.
Further, this section does not apply to the personal information we collect that is exempt under California law, including information already protected by federal privacy laws (such as the Fair Credit Reporting Act (“FCRA”) or the Gramm-Leach-Bliley Act (“GLBA”).
A. Information we collect.
We may collect the following personal information about you:
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Identifiers which may include real name and alias(es), mailing addresses), unique personal identifier, online identifiers as detailed below, Internet Protocol (“IP”) address, email address(s), phone number(s), account number, name, and password, Social Security number, driver’s license number, passport number, state or other government-issued identification card number, and/or other similar identifiers;
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Professional or employment-related information, such as your current and previous employers, job title and responsibilities, assets, income, and/or other information related to your work history and/or prospective employment;
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Commercial information, which may include records of personal property, products or services purchased, obtained, or considered, account balances, payment history, or account activity, bank account information and other information relating to your financial institution, credit application, credit checks, and information from credit reporting agencies, and/or other purchasing or consumer histories or tendencies;
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Information relating to internet activity or other electronic network activity, which may include cookie identifiers, clear gifs (a.k.a. web beacons/web bugs), browser type, internet service provider (“ISP”), referring/exit pages, operating system, date/time stamp, clickstream data, device platform, device version, and/or other device characteristics;
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Geolocation data, locational information based upon your IP address, cell network data, and/or other similar locational data, and which may be collected from various devices, including your mobile device(s);
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Audio, electronic, or visual information, which may include records of calls to or from our customer service centers, video surveillance information, and/or photos of you and your government-issued ID;
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Education information;
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Inferences about you;
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Information not listed above and related to characteristics protected under California or federal law, which may include gender, race and ethnicity, nationality, marital status, military service or veteran status, and/or date of birth; and
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Other personal information not listed above and described in California Civil Code §1798.80(e), which may include signature, physical characteristics or description, insurance policy number, bank account number, credit card number, debit card number, and other financial, medical, or health insurance information.
Because of the overlapping nature of certain categories of personal information identified above, which are required by state law, some of the personal information we collect may be reasonably classified under multiple categories.
B. What we do with your information.
We collect, or may use, personal information from you for the following purposes:
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General business administration and internal analytics
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Assessing third-party vendors and service providers
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Audit, compliance, policy, procedures, or regulation
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Billing, payment, and fulfillment
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Customer claims, fraud investigation, and prevention
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Customer communications (including, but not limited to, customer support, surveys or questionnaires, and notifications or information about your account and our products and services)
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Customer relationship management, including maintaining and servicing accounts
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Marketing our products and services, and those of others
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Financial reporting and accounting
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Website optimization and maintenance
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Systems and data security
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Verification purposes
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Evaluating applications for potential employment
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Identifying, fixing, and troubleshooting bugs and errors
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Facilitate business relationships or comply with contractual obligations
Our collection, use and disclosure of sensitive personal information (as defined in the California Consumer Privacy Act Regulations) is generally limited what is reasonable and proportionate for the following purposes: (a) to comply with our legal, regulatory and reporting obligations, (b) to provide services requested by you, to respond to your requests, to make reasonable accommodations where necessary, to verify the information you provide to us (for fraud prevention, product and service eligibility, and where otherwise necessary to manage and administer your customer relationship), (c) in support of our equal opportunity and diversity and inclusion efforts (voluntarily), (d) where necessary to protect the health and safety of an individual, and (e) to prevent, protect, and take action against malicious, deceptive, fraudulent, or illegal actions, and security incidents. We do not use or disclose your sensitive personal information for any other purpose except as described herein, or otherwise permitted pursuant to California law. Additional uses are outlined above in the section titled How we use the information.
C. Sources of collected information.
We may collect personal information from the following:
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Our applicants, prospective customers, existing customers, and their authorized agents, including via our websites, mobile applications, telephone, text message, postal mail, social media, forums, message boards, live chat, chatbot, or other means;
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Our affiliates, which may include our subsidiaries;
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Our service providers, which may include customer relationship management providers, analytics providers, website hosting providers, risk and verification service providers, systems administrators, and communications delivery services;
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Non-affiliated companies with which we have a business relationship, which may include referral, promotional, and joint marketing partners;
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Other third parties, which may include technology companies, social media platforms, other websites and mobile applications, online advertising partners, state departments of motor vehicles, and other data suppliers;
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Things that other third parties may post publicly about you or otherwise provide to us, which may include review platforms, public forums, and testimonial websites; and
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Employees and prospective employees.
D. With whom we share information.
We will provide your information to our trusted business partners who assist us in operating the website, conducting our business (including our lending partners and partners referring you to us), or servicing your account, so long as those parties agree to keep this information confidential and to limit their use of our information to the requested services.
We do not sell personal information, or otherwise provide personal information to third parties without your prior consent to do so, other than to the extent our use of third-party tracking technologies for advertising purposes may constitute “selling”/“sharing” as those terms are defined by the CCPA (as described further below). As with almost every e-commerce company, we share limited personal information, such as cookies, collected when you visit and interact with our website. We have provided you with opt-out rights as to that activity as described in subsections (E) and (F) below.
For more information on who we share information with, please see the section above titled Sharing information.
E. Your Privacy Rights.
If you are a California resident, subject to applicable law, you have the following rights under California law with respect to your personal information:
Right to Know [Access] — You have the right to request what personal information we collect, use, disclose, and/or sell, as applicable. You may request that we disclose the categories of personal information, categories of sources of personal information, categories of personal information about you we have sold, shared, or disclosed for a business purpose, categories of third parties to whom we have sold, shared, or disclosed for a business purpose your personal information, the business or commercial purposes for collecting, selling, or sharing personal information, and a copy of the specific pieces of personal information we have collected about you.
Right to Correct — You have the right to request that we correct any inaccurate personal information that we maintain about you.
Right to Delete — You have the right to request the deletion of your personal information that we’ve collected, subject to certain exceptions.
Right to Opt-Out of Sale/Sharing — You have the right to opt out of the sale/sharing of your personal information by us. As described in the subsection above titled D. With whom we share information, Fundonomy “sells”/“shares” personal information when it participates in behavioral ad networks. Opt-out instructions are provided in subsection (F) below, or you can write to us directly using the following link: Do Not Sell/Share My Personal Information.
Right to Non-Discrimination — We will NEVER discriminate against you for exercising any of the privacy rights above. It’s our prerogative, and it’s your right.
Right to Limit Use and Disclosure — You have the right to limit the use or disclosure of your sensitive personal information to only the uses necessary for us to provide our services to you. We will not use or disclose your sensitive personal information after you have exercised your right unless you subsequently provide consent for the use of your sensitive personal information for additional purposes.
The above rights are subject to various exclusions and exceptions under applicable laws. If you wish to exercise one of the above rights, we will need to verify your identity and authority, including providing, at a minimum, your first name, last name, and email address. Identity verification requires that we match the personal information that you provide with the information that we maintain.
You may also authorize someone to exercise the above rights on your behalf. As necessary, we will verify that the representative, or agent, has proper authorization to exercise the above rights on your behalf. To designate an authorized representative, or agent, on your behalf, exercise any of the above rights, or request more information about this policy, please direct inquiries to info@fundonomyfinancial.com, or call our main phone, (305) 204-5899.
F. Notice of Right to Opt-Out.
We also strongly encourage you to visit the Network Advertising Initiative and the Digital Advertising Alliance’s Self-Regulatory Program for Online Behavioral Advertising for more information about opting out of targeted digital advertisements.
We do not sell your personal information in the traditional sense, however, we do sell/share your personal information, as those terms are defined under the CCPA, by participating in behavioral advertising networks, as described in Section (D) above. You may opt out of such sales/sharing at any time by writing us info@fundonomyfinancial.com‍
Our website may offer links to the websites of other companies and associations. These websites are not subject to this policy, and we have no control over their content or privacy practices. We encourage you to request and carefully review the policies of these websites before providing any information.
This policy may change from time to time, and we encourage you to return to this page regularly to check for any changes we may make. In such an event, your continued use of our website and services shall constitute your acceptance of any change after said change takes effect and the policy as so modified. The date of the most recent revision will appear on this page, usually at the top or bottom.
You may request access to, correct, or otherwise delete any information that you have provided to us (within legal requirements), choose to stop receiving communications from us (including, but not limited to, our newsletter, marketing emails, phone calls, SMS messages, and alerts), or send us all questions or concerns regarding this policy. Please direct all inquiries to info@fundonomyfinancial.com
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