Fundonomy Financial LLC, (“Fundonomy”, “Us”, “We”, or “Our”) is in the business of facilitating business financing products and services (including, but not limited to lines of credit, term loans, the purchase of future receipts, merchant cash advances, merchant processing services, equipment loans, and debt management solutions), SBA loans, and both conventional and non-conventional property financing (“Services”).

You understand and agree that Fundonomy makes no commitments or guarantees that you and/or your business will qualify for any of the Services that we offer.

Before you continue, we encourage you to print or save a copy of this notice for your records.

Credit authorization.

You certify that:

• You are authorized on behalf of the business whose name you have entered to initiate the application process for our Services;
  

• You are personally liable as a principal/owner of the business;
  

• All information and documentation that you provide in connection with your application are true, accurate, and complete; and
  

• You will immediately notify us of any changes to such information or documents.
  

You understand and agree that by signing the application immediately following this notice, you are providing written instructions under the Fair Credit Reporting Act to Fundonomy, its partners, its affiliates, and any prospective funding entity receiving your application for working capital (collectively, the “Funding Entities”), thereby authorizing Fundonomy and the Funding Entities to obtain information from your personal consumer credit report, business credit profile and/or other information from credit reporting agencies and other sources (such as TransUnion, Experian, Equifax, Thompson Reuters Clear, and/or LexisNexis) under the Fair Credit Reporting Act

You hereby authorize Fundonomy and the Funding Entities to obtain such information to confirm your identity, to avoid fraudulent transactions in your name, and to determine pre-qualification for funding or any other lawful purpose covered under the Fair Credit Reporting Act.

We have the authority for the foregoing in connection with any update, renewal, or extension of the credit to the business on whose behalf you are initiating the application process.

Consent to referral.

You agree that Fundonomy may disclose the information and documents you provide to us to third parties to whom we may refer you, your inquiry or application for financing and/or other services.

You hereby authorize us to submit such inquiries or application(s) to third parties on your behalf and to take such further actions as may be necessary in furtherance of such inquiries or application(s).

You acknowledge and agree that we may receive compensation from third parties for the referral of such inquiries or application(s), and that no fiduciary relationship shall be established between you and Fundonomy.

For more information on privacy practices and your information, please review our Privacy Policy.

E-sign consent.

You hereby understand and acknowledge that your electronic signature, and any other electronic signatures provided on the application, carry the same legal and moral effect as if signed in ink and will be deemed valid, authentic, enforceable, and binding.

The Federal Electronic Signatures in Global and National Commerce Act defines ‘electronic signatures’ as an electronic sound, symbol, or process attached to or logically associated with a contract or record and executed and/or adopted by a person intending to be bound by such contract or record.

Identity verification.

When you provide us with information related to an inquiry for our Services, you are asked for your name, address, and other information that allows us to identify your business, its principals/owners, and its applicants. You may also provide us with your driver’s license(s), other identifying documents, and financial information from your business banking, credit, and/or processing accounts.

To support the U.S. government and other agencies worldwide in fighting the funding of terrorism, money laundering, and other illegal activities, Federal law requires that institutions obtain, verify, and record information that identifies each individual, organization, or institution that opens an account, or establishes a customer relationship. Fundonomy, its partners, and affiliates use this information for decision-making and to monitor the performance of customers on an ongoing basis

Electronic communcations.

You hereby agree that Fundonomy may electronically provide any communication, notification, or update to you including, but not limited to any and all documents, authorization language, acknowledgments, decisions, disclosures, and/or notices required to be given by applicable law, regulation or policy.

You also consent to allow Fundonomy to respond to any inquiries or communications by email, SMS messaging, or other electronic means regardless of the format of the original inquiry.

You agree that electronic copies of communications are valid and that you will not contest the validity or enforceability of such communications or any related transactions, with the exception of altered data, tampering, or a security breach.

You agree and acknowledge that all electronic communications delivered to Fundonomy by you (including electronic signatures) shall a) be given the same legal effect as signed paper communications, and b) be deemed for all purposes to constitute an ‘original’ when printed from electronic files or records established and maintained in the normal course of business operations.

Phone communications.

You acknowledge that telephone calls to or from Fundonomy, together with its affiliates and partners, may be monitored and recorded for quality and safety purposes, and you agree to such monitoring and recording. You hereby consent to SMS text message communications from Fundonomy in regards to a current/previous inquiry, application or account, extension or renewal of credit, and/or promotions.

You verify that you are the current subscriber, owner, and/or administrator of any telephone number(s) that you provide. You are strictly prohibited from providing a phone number that is not your own. In the event that we discover that any information provided in connection with your account is, or appears to be, false, inaccurate, or altered, you acknowledge that we may suspend or terminate your account at any time.

Should any of your contact information change, including ownership or administration of your telephone number(s), you agree to notify us before the change goes into effect.

• Charges and fees: Your telephone carrier may impose charges for your calls and/or SMS text messages with us, which is your sole responsibility. Message and data rates may apply, and we encourage you to verify your phone plan with your carrier if you should have any questions. You represent and warrant that you are authorized to incur such charges and acknowledge that Fundonomy is not responsible for such charges.
  

• Your indemnification to us: You agree to indemnify Fundonomy for any privacy, tort, or other claims, including claims under the Federal Telephone Consumer Protection Act (TCPA), or its state law equivalent, including claims relating to your voluntary provision of a telephone number that is not owned by you and/or your failure to notify us of any changes in your contact information, including telephone number(s). You agree to indemnify, defend and hold us harmless from and against any and all such claims, losses, liability, costs, and expenses (including reasonable attorneys’ fees). We shall have the exclusive right to choose counsel, at your expense, to defend any such claims.
  

• General: You are responsible for obtaining and maintaining all telephone devices, equipment, and software, in addition to all internet service provider(s), mobile service(s), and other services needed to receive calls and text messages.
  

Changing your consent.

You may change or withdraw your consent to electronic communications and e-signing at any time by providing us with written notice in any of the following manners:

• By emailing our support desk: support@fundonomyfinancial.com
  

• By certified postal service addressed to:
  
  Fundonomy Financial LLC
  Attn: Support Desk
  7040 SW 14th Street
  Miami, FL 33144
  

Your notice must contain the following: your full name, your business name, dba or alias(es), the email address(es) and phone number(s) you used to register, and a US postal address.

Notwithstanding your change of consent, any electronic communications, applications signed, or agreements entered into with your electronic signature(s) prior to your consent being changed or withdrawn, shall remain valid, effective, and binding.

Notice to married applicants.

If married, applicants may apply for a separate account. The products and services that we offer may not be available in all states. Restrictions apply.