Borrow up to
Repay up to
Rates start at
Use your funds for practically anything, including business startups
Enjoy a seamless funding experience without having to pledge assets or collateral
Receive transparent terms and costs - no maintenance or prepay fees
Get quoted as fast as
Funds as soon as
Provide basic info about yourself and your business, and have a few supporting documents handy.
%20-%20Lime_Royal.svg)
Get a pre-approved quote in as little as two (2) hours, then schedule a discovery call to review your options with our team.
We'll help you lock in the best offer(s), collect closing items, and then get started on closing your loan(s).
We'll help you get your funds deposited in as little as seven (7) days and maintain your relationship with our lenders.
Check out this quick checklist to see if you're a good fit for a Personal Term Loan.
FICO
680+
Personal Gross Income
$40,000+
Employment Status
Employed/Self-Employed
More Details
What is a personal term loan?
A Personal Term Loan is an unsecured installment loan with fixed interest rates where you receive funds in one lump sum and repay in fixed monthly payments with interest calculated into repayment.
Unlike a mortgage or student loan, which are designed for specific uses, you're free to use your funds on almost anything you want.
What borrowers are eligible?
We look for borrowers that are at least 18 years old, have a valid US Social Security number, with a personal credit score of 680 or more, and have a personal gross income of $40,000 or more. Personal Term Loans are available in all 50 states, however, some restrictions may apply. Click here for helpful information regarding credit factors that are considered.
How fast can I expect a quote?
You can find out if you’re pre-approved in as little as two (2) hours after submitting your form.
Does applying affect my credit score?
We conduct a soft pull to get you a pre-approved quote, meaning your score will not be affected. A hard pull will only be performed once you're ready to move forward with an offer.
Do I need to pledge collateral?
No, a Personal Term Loan is unsecured financing often with lower rates than credit cards. For clarification, this means that you are not required to pledge collateral, like the equity in your home or car.
What can my funds be used for?
Your funds can be used for just about anything, including major life events, expenses, or consolidating debt.
You might consider a Personal Term Loan to consolidate high-interest credit card debt, renovate your home, purchase or repair a vehicle, take a vacation, fund your wedding, cover medical expenses (such as IVF, adoption, or major surgeries), moving expenses, or starting up a business.
Can I repay my balance early?
Yes! There are no penalties or fees for paying your balance off early.
1
While maximum loan amounts vary by lender, many times multiple lenders will provide you with an offer which can be combined and exceed $500,000.
All product names, logos, and brands used throughout the Website are for identification purposes only. Programs, loan amounts, rates, and terms vary based on creditworthiness, and economic landscape, among other factors, and are subject to change.
