LET CUSTOMERS Get it Now & PAY OVER TIME.
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AN EASY-TO-USE Buy Now, Pay Later PLATFORM FOR ALL MERCHANTS.
Works with any business
- new, old, big, small, online, or in-person.
Retail
Attorney Fee & Retainer
Patients
Home Improvement
Automotive
Ecommerce
HVAC
Coach & Consultant
Travel & Recreation
& many more!
Featuring 30+ industry-leading lenders1
it works for your business 365•24•7
Quick onboarding
Get set up and start offering financing to your customers in as little as 24 hours.
More approvals
Payment plans for all credit scenarios - 100% approval program available.
Easy application
Customers fill out one simple app that's instantly reviewed by 30+ lenders. 1
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WHAT'S IN
THE BOX?
For You
Fast Funding Within 1-2 Days
0% Financing Programs
'Everyone's Approved' Program
Unique App Link For Customers
Portal to Track Their Apps
Marketing Resources & Tools
Loan & Profitability Calculators
Specialized ‘Concierge’ Support
For Costumers
Loan requests up to $100,000
Rates as low as 5.99%
Flexible terms up to 10 years
0% promotional APR offers
Credit scores as low as 500
Soft pulls - No impact on credit
Instant results after applying
Financing in as little as 24 hours
So, what's it cost?
So, what's it cost?
$199
One-time Setup Fee
No minimums or quotas - use it as little or as often as you like for life.
YOUR SETUP FEE IS ON US.
GET STARTED IN AS LITTLE AS 24 HRS
1
Sign Up
Fill out a quick form providing basic details about you, your business, and how we can get in touch.
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2
Enroll Now
Complete a simple online app and upload your bank details along with some proof of business.
or
Schedule a 1-on-1
Jump on a quick call with our team where we can answer any specific questions you might have, walk you through the platform, and review the different programs we offer.
3
Get Set Up
We'll build out and set up your customized portal, landing page, and unique link for you to invite customers to apply.
4
You're In
You’ll receive a welcome email along with access to your portal, where you can track applications, and our resource center.
Financing customers is just as easy.
1
Apply
Once a customer is ready to checkout, they complete a quick application. Conveniently, the app can be filled out in-store or online by the customer or yourself.
You'll have a unique app link that can always be found in your portal. Here's how you share it:
2
Get Offers
The customer’s application will instantly be reviewed by 30+ lenders on the platform and receive their eligible loan offer(s) in seconds.
Have doubts about approval rates?
Our network of lenders is carefully crafted to appeal to a broad range of credit scores with minimal restrictions. While approvals are never guaranteed, our platform offers a variety of additional financing programs (Everyone is Approved, Specialized Direct-to-Merchant Programs for eligible industries, etc) to help you capture more sales.
Once you're enrolled, we'll reach out to discuss all available options!
3
Funded Loan
Your customer selects an offer and follows the few easy steps to close on their loan. Once complete, you receive 100% of the funds in as little as 24 hours.
4
Funding Fee
You upload a copy of the customer’s invoice, billing statement, receipt, etc, to the portal. We pull our funding fee for the transaction at this time.
About the Funding Fee:
This fee is applied to either the funded loan amount or the billable amount from the previous step, whichever is lower.
Don't worry - we pull our fee within 10 days of the loan being funded. If the sale doesn't go through for whatever reason, you don't get charged the fee.
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Frequently Asked Questions
What are the qualifying criteria to sign-up?
Practically any business qualifies for at least one of the programs the platform offers - new, established, big, small, online, or in-person. The only items that cannot be financed on the platform are firearms. We'll let you know if your business type is unacceptable or restricted.
How do I receive and track applications?
Once your customer submits their app, they will receive results instantly (in seconds). Whether you're with your customer or not, you'll be notified of any status updates on your Portal in real-time.
Should I still enroll if I already offer financing?
Probably! Our platform can replace existing financing or supplement it, the choice is yours. We connect your customers to 30+ of the most reputable lenders providing access to financing for a full spectrum of credit profiles, request sizes, and use scenarios with minimal restrictions.
It's common for merchants to offer financing to their customers, often through multiple sources - you may even recognize some of the lenders on the platform. Two key issues arise; separate applications are required for each source, and more importantly, the merchant has to develop and maintain a relationship with each source. Our secret sauce is that we're a "one-stop shop" - just one simple application and one relationship.
What will it cost me?
Getting set up on the platform is a one-time $299 technology charge with no monthly account or maintenance fees. Additionally, each funded loan is subject to a transaction or funding fee - just like processing a credit card. The transaction fee is 4.9% of the customer's funded loan or invoice amount, whichever is lower. Upgrading to a Premium subscription ($899 annually or $99 monthly) will reduce the fee to 2.9%.
Is this for customers with bad credit?
Our platform integrates a variety of lenders that cover all kinds of credit circumstances, from perfect to sub-prime credit.
How long does it take to get an approval?
Your customer will receive results instantly (in seconds). You'll also receive a notification through your portal in real time.
What impact does applying have?
Not much other than a few minutes of your customer's time. Processing an application will result in a soft pull, meaning there's no impact on their credit.
What does a customer need to apply?
While requirements vary depending on the lender, a customer generally needs to:
Be 18 years or older
Have a steady source of income
Have an active checking account
Provide a valid phone number and email address
What info do they need to apply?
Are approvals guaranteed?
Unfortunately, there are never any guarantees a customer will get approved. The good news is that your business may be qualified to offer the FlexxALL Program, which would give you the ability to offer guaranteed financing to every customer.
What happens if a customer defaults?
Our programs are non-recourse against missed payments or defaults. Once a loan is approved and accepted, the lender is completely responsible for its performance.
1
The lenders that are available to consumers through the platform may vary by state and other criteria.
2
The funding fee may be reduced to 2.9%, among other perks, as part of our premium package. Please see the enrollment application during onboarding for more details.
All product names, logos, and brands used throughout the Website are for identification purposes only. Programs, loan amounts, rates, and terms vary based on creditworthiness, and economic landscape, among other factors, and are subject to change.
Ready to start?
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