Our platform generally accepts any business - except for firearms. There are no requirements for sales volume or time in business, and no credit checks on the business owners. Just have some proof of business when you're ready to sign up.

All businesses enrolled with Turbo Add-On are qualified to offer the Instant Access Credit Card platform to prospective customers.

Once your customer submits their app, they will receive results instantly (in seconds). Whether you're with your customer or not, you'll be notified of any status updates on your Portal in real-time.

Probably! Our platform can replace existing financing or supplement it; the choice is yours. We connect your customers to 50+ reputable lenders, giving them access to financing for a full spectrum of credit profiles, request sizes, and use scenarios with minimal restrictions.

It's common for merchants to offer financing to their customers, often through multiple sources - you may even recognize some of the lenders on the platform. Two key issues arise: separate applications are required for each source, and more importantly, the merchant has to develop and maintain a relationship with each source. Our secret sauce is that we're a "one-stop shop" - just one simple application and one relationship.

There is a one-time $399 platform setup fee, which includes a concierge service to create your bespoke experience. There is a $49 monthly subscription fee to utilize the Turbo Add-On features, which is completely optional and can be canceled at any time. Additionally, each funded loan is subject to a 4.9% funding fee that is calculated based on the customer's funded loan or invoice amount (whichever is lower).

Our platform integrates a variety of lenders that cover all kinds of credit circumstances, from perfect to sub-prime credit.

Your customer will receive results instantly (usually within seconds). You'll also receive a real-time notification through your portal. In some cases, applications are pre-approved with final approval subject to further vetting of the customer.

Not much other than a few minutes of your customer's time. Lenders make their initial assessment with a soft pull, meaning there's no impact on their credit.

Please have your customer lift the freeze on all three major credit bureaus (TransUnion, Equifax, and Experian) to evaluate their application. Once their loan is finalized, they can reinstate the freeze if they desire.

While requirements vary depending on the lender, a customer generally needs to:

• Be 18 years or older

• Have a steady source of income

• Have an active checking account

• Provide a valid phone number and email address

Every loan application is based on criteria that include, but are not limited to, debt-to-income, credit scores, and financial health. Some lenders are more conservative and try to entice prime consumers with more competitive terms. Other lenders have a higher risk tolerance and will charge the customer more for that risk.

While we do our best to cover as many customers and scenarios as possible, we can not guarantee results of any kind.

Applicants are under no obligation to accept an offer provided by our lenders. Many merchants encourage prospective customers to submit an application so that they can weigh their options. Since applications don’t result in a credit inquiry, walking away from an offer has no repercussions. If there's another way to complete the transaction with your business, they are free to follow that path or any other path they choose.